top of page

Will Insurance Cover Your Medical Wig?


RBS Wig Studio helps you navigate insurance coverage for your cranial prosthesis—whether you’re joining us virtually or visiting our

Orlando, Winter Park, FL, or Germantown, MD offices.


​​

Understanding Insurance Coverage for Wigs

Insurance companies rarely cover wigs under the term “wig.” Instead, the approved medical term is cranial prosthesis. Using this term can make all the difference in whether your claim is accepted.

If your hair loss is due to medical conditions such as chemotherapy, alopecia, burns, or trauma, you may qualify for reimbursement. Our team supports clients across the U.S. through virtual consultations, and for those nearby, we also welcome you to our Orlando, Winter Park, and Germantown offices for in-person guidance.

Your RBS Insurance Coverage Pathway

1. Doctor’s Prescription – Request a Letter of Medical Necessity using the term cranial prosthesis.
2. Verify Coverage – Contact your insurance company, or let us help confirm your benefits.
3. Choose Your Wig – Explore our medical-grade options with expert guidance.
4. Submit Your Claim – Receive itemized receipts, forms, and instructions — or let our Concierge Service handle it.
5. Receive Coverage – Depending on your plan, get reimbursed or have RBS paid directly.

How RBS Supports You Every Step OF The Way

At RBS Wig Studio, we know insurance paperwork can feel overwhelming. That’s why we’re here to simplify the process, guide you through each form, and help you maximize your benefits.

Whether you’re booking a virtual consultation from the comfort of home or scheduling an appointment at our Orlando, Winter Park, or Germantown offices, our mission is the same: to support you, advocate for you, and help you secure coverage.

Frequently Asked Questions

Is a medical wig the same as a cranial prosthesis?
Yes. Insurance companies typically require the medical term cranial prosthesis for coverage.

Do all insurance companies cover wigs?
Not all, but many do. We’ll help verify your plan so you know exactly what’s included.

What if my claim is denied?
RBS will guide you through the appeals process and provide flexible payment options if needed.

Can I use HSA/FSA funds for my wig?
Yes, medical wigs generally qualify as eligible healthcare expenses.

Ready to Take the First Step?

Your crown deserves coverage. Whether you’re meeting with us virtually or visiting our Orlando, Winter Park, or Germantown offices, RBS Wig Studio is here to help.

Book Your Insurance Consultation Below

  A complete toolkit with sample letters, checklists, and tips.

bottom of page